Voluntary Insurance Benefits

Medical costs and life expenses can pop up suddenly, and often when you can least afford them. To help protect your way of life, Martin’s Point offers a comprehensive portfolio of voluntary insurance coverage options, through Unum, to help provide financial protection during challenging times.

With the right information and a proactive plan, you can take steps today to lessen the impact of an unexpected event.

• Accident Insurance provides lump-sum cash benefits to you for specific injuries resulting from a covered accident.
• Critical Illness Insurance pays a lump-sum cash benefit upon the diagnosis of a covered illness to help with out-of-pocket expenses that are not covered by your health plan.
• Hospital Indemnity Insurance offers financial protection through lump-sum cash benefits for inpatient and outpatient hospital expenses that may remain after health insurance deductibles or copays. You can also use this cash benefit to help with everyday expenses such as utility bills and groceries.